When it comes to managing your money, there are different tools available to you. One of the most important tools is a checking account. There are a few different features available to you in your checking account that can simplify your life and your banking. These tips will help you make sure that you get the most out of this common financial tool.
- Use a debit card
Debit cards allow for secure access to your checking account without needing to carry a lot of cash. Debit cards are accepted at millions of locations worldwide and can also be used at ATMs to withdraw money from your account.
- Track spending with Online Banking
Online Banking allows you to monitor your account information, transfer funds and more by signing in to your account from your computer or mobile device. Milledgeville State Bank also offers Mobile Banking through our Mobiliti app.
- Set up a direct deposit
Direct deposit puts money safely and securely into your account without any action from you.
- Manage overdraft fees
When you spend more money than what is in your checking account, an overdraft fee is incurred. Keep an eye on both your account balance and the money you plan to spend to avoid these extra costs.
- Take advantage of Online Bill Pay
Setting up automatic payments for recurring bills can be a helpful way to make sure that your bills get paid on time. Online and Mobile Banking also allows you to set up alerts to manage your accounts.
The features that come with a checking account can make it much easier to manage your finances. Your checking account is one of the most powerful tools that are available to you. It is important to make sure that you have the right one! Milledgeville State Bank offers a number of different account options to make sure that you find the right one for you!