Time, energy, and funds are running low by this point of the holiday madhouse – what are you going to do for those last names on your gift list?

Our team at Milledgeville State Bank has assembled a gift list that shows you poured serious thought into your giving and looks like you invested more financially than you really did. Check out these last-minute gift options that are both personal and wallet friendly.

1. Tap the App store: If you like fast and direct options, give your recipient a few new apps from the Apple App Store. You can send right from your personal device by choosing the “Gift This App” option to deliver it to another’s iPad, iPhone, or iPod in a matter of moments. Drawback: Android doesn’t have this option yet, so make sure their device is IOS compatible.
2. Compile a memory bucket: The aim is quantity over quality for this $5-$10 option. Load a creative with snacks and trinkets that commemorate your relationship. Dollar stores, bargain bins, and thrift stores will be your best friend as you pad this sentimental gift.
3. Personalize a mug: With a Sharpie and a blank mug, you can create a one-of-a-kind gift for under $5. Adding a favorite quote or your embarrassing nickname for them creates a gift they couldn’t find anywhere else. Before you wash or present it, just slide it into the oven to bake for 15 minutes at 400 degrees to seal it on. Bonus points if you stuff the mug with packets of their favorite hot drink.
4. Whet Their Appetite for a Dinner Date: Anybody can snap up a gift card, but not everyone can give the promise of actually using it. Give the gift of a dinner date with a symbolic item promising they can redeem it for the real thing with you later. Do they love barbecue joints? Wrap up a bottle of their favorite sauce. Are they a fan of that Thai place down the street? Gift a jar of gourmet peanuts. They’ll love the excitement of a two-part present.
5. Where you met: Remember where you and your loved one first met? They probably do, too. Commemorate it with an inexpensive memento of that location. If it’s a coffee thermos from the café or a homemade pendant of the city where your paths collided, they’ll remember the launch to your relationship every time they use it.

You don’t need to break the bank or agonize for days to make your gifts matter. For an extra hand allocating your cash wisely, give our financial advisors at Milledgeville State Bank a call!