Post-Harvest season is a great time to evaluate your lending needs for next year.
With the harvest season upon us, Milledgeville State Bank wants to take this time to thank all of our hard working farmers! We are grateful for all of your hard work this year.
Get your budget straight through your mobile device with these budgeting apps.
If you enjoy the ease and accessibility of online and mobile banking, then trying a budgeting app may be your next step in electronic banking. With a variety of budgeting apps for you to choose from, Milledgeville State Bank is offering you information on some of the most successful and popular banking apps for 2015:
There are lots of way to get extra income and to stay active as a retiree.
The time is nearing, your finances are in order and your countdown is almost complete… that’s right we are talking about retirement!
As exciting as it is to enter into retirement, it can be difficult for some folks to start digging into the retirement account that they worked their whole life to build. Getting a part-time job as a retiree is a great way to establish a small source of income and to stay active and involved with your community.
Getting your finances together as a couple is a great thing to do as newlyweds.
Summer is the season of weddings and you may have recently been married yourself. Congrats!
Now that you are married, you are probably realizing that you have double everything, including bank accounts and maybe even debt. Milledgeville State Bank can make organizing your finances as a married couple easier by helping you get started on your first monthly budget as a couple.
Although student loan payments seem like months away, now is the time to prepare.
You may have recently graduated from college and are enjoying this new chapter in your life being a college grad. Congrats! Although this “grace period” feels like a great time to take a break before your student loans kick in, now is actually the time to prepare for these payments. Milledgeville State Bank wants to help you be ready for student loan payments with the following tips: Continue reading
Use these money savings tips the next time you plan a summer BBQ.
The warm weather and seasonal foods make summer a favorite season for many people. If grilling out with your friends, family or neighbors is something you enjoy doing in the summer time, then you understand how expensive it can be to host a big cook out. Continue reading
Some tips to help you enjoy all the happiness of a wedding without breaking the bank
With wedding season upon us, many people may have multiple weddings to attend this summer. Although being invited to many weddings is very exciting, it can get expensive quickly. Staying in a hotel, traveling, buying a new outfit, and buying a gift for the happy couple all contribute to costs that you pay to attend.
Milledgeville State Bank wants you and your family to attend all of your summer weddings, worry-free! Here are some tips to keep in mind when preparing for weddings this summer.
Milledgeville State Bank wants you to enjoy all of the happiness of attending a wedding without having to sweat the costs; preparation is key.
Don’t hesitate to give us a call or stop by today!
Milledgeville State Bank
Member FDIC
Equal Housing Lender
Summer vacations are a lot of fun, so don’t let these added costs ruin your trip!
It’s that time of year: summer vacation! If you’re like most people, you have been planning and mapping out a summer trip since the first snowfall of last winter. There are a lot of elements that make up planning for a vacation, but have you considered all of the unexpected costs that may arise while on vacation?
Milledgeville State Bank wants you and your family to have a great vacation. Consider the following costs before you take off to help avoid paying more than you anticipated while on vacation:
Getting around- getting to your destination is one thing, getting around while you’re there is another. Depending on where you are vacationing to, you may be okay with walking from place to place. However, looking up the local transportation system may be helpful or even setting up a rental car for when you land in the airport.
Activities and events – so your destination city’s annual jazz festival is this weekend and you just happen to be a jazz aficionado? Plan a little extra into your budget for these last-minute activities.
Tipping and gratuities- working with a lot of service people during your trip, opportunities to tip are plentiful, so be sure to factor this in when thinking about how much cash you need.
Food and drink- unless you are headed to an all-inclusive resort, your food will have be planned and purchased for each meal. It may be a good idea to always have snacks around for those moments of immediate hunger!
Internet- You may think you have gotten a good deal on a hotel room, but it might not include Internet costs. If you are not prepared to go without the internet, you may have to pay an extra daily or weekly fee to access your hotel’s Internet.
Emergencies- whether your emergency is a loss of a debit card or an unexpected trip to the hospital, it is important to consider back up options and “plan B’s” in case of various emergencies.
We hope that these tips have helped you further prepared for you exciting summer vacation! Wherever you go this summer, we hope you and your family have a wonderful trip!
Milledgeville State Bank
Member FDIC, Equal Housing Lender
Senior citizens are often susceptible to financial fraud. Keep an eye out for these common scams.
Everyone is at risk for financial fraud. Unfortunately, senior citizens are often more susceptible to con artist schemes because of their good credit, mental state and overall trusting attitude. These unethical individuals know that older adults are more likely to have a “nest egg” after years of hard work and saving. There are different kinds of fraud that senior citizens are especially at risk for. Milledgeville Bank wants to inform you about these frauds and how they can be avoided.
How to protect yourself and your elderly loved ones from:
Health Care Fraud
Counterfeit Prescription Drugs
Funeral and Cemetery Fraud
Telemarketing Fraud
If you or a loved one is a victim of fraud, report it to the authorities. If any offer seems too good to be true, it probably is. When you are suspicious about a salesperson, do your research or talk to another person who can offer some perspective. Milledgeville Bank is always a resource for our customers who feel like they might be getting scammed. Contact us for more tips about how you can protect your family from fraud.
If you are showing your house soon, go through this checklist to make sure your home is in great condition!
Home buying season is here! Streets across the country are littered with For Sale signs and excited couples have started looking for their next home. As you get ready to show your castle to prospective buyers, there are some steps you want to take to make your mohome look as appealing as possible. Milledgeville State Bank has a few tips to help you get your home ready to show.
Changing homes is an exciting time! We want to help you make it go as smoothly as possible. If you are looking for a new home and need advice on your mortgage, talk to the lenders at Milledgeville State Bank. We know the area market and can help find the best option for you!