Post-Harvest season is a great time to evaluate your lending needs for next year.
With the harvest season upon us, Milledgeville State Bank wants to take this time to thank all of our hard working farmers! We are grateful for all of your hard work this year.
Once harvest season comes to an end, it is a great time to reevaluate your current farming operation and Ag lending situation in order to prepare for next year. Here are some things to consider:
Equipment
If you had a successful harvest this year and pushed your machinery to the max, now is a great time to consider replacing your equipment or to make any necessary additions. An equipment loan from Milledgeville State Bank can help you acquire the equipment you need when looking to upgrade or purchase for next season.
Expansion and Real-Estate
If 2015 is a great year for you and you are prepared to expand your operation or build additional structures on your property then now is the time to explore Ag Real Estate Loans. Making the improvements or expansions that you need can help improve production for next year.
Operation Costs
It is important that you have cash available to be able to operate your farm with the supplies that you need. Operating loans and lines of credit are a great way to get this cash when you need it. If you suspect you may need an operating loan or line of credit for next year, speak with a Milledgeville Banker to start planning today.
At Milledgeville State Bank, we are a full-service agricultural lender committed to the success of our local farmers and their families. We love to see our community thrive and we are proud to be a part of such a successful agricultural community. For more information on our Ag lending services, feel free to stop by or give us a call today.