Some tips to help you enjoy all the happiness of a wedding without breaking the bank

With wedding season upon us, many people may have multiple weddings to attend this summer.  Although being invited to many weddings is very exciting, it can get expensive quickly. Staying in a hotel, traveling, buying a new outfit, and buying a gift for the happy couple all contribute to costs that you pay to attend.

Milledgeville State Bank wants you and your family to attend all of your summer weddings, worry-free!  Here are some tips to keep in mind when preparing for weddings this summer.

1. Book and Shop Early. If you decide to buy a gift off of the couple’s registry, try to buy it early so you have more options. Many people will probably buy the cheaper gifts first and if you go shopping too late you may be left with the larger ticket items.  Also, if you need to stay in a hotel room, be sure to book it early enough to save yourself a spot in a discounted block of rooms.
2. Buddy Up to Split Costs. Whether you share a hotel room with a friend/family member or you go in on a gift together, splitting the costs will make it cheaper for both parties! Also, most couples who are getting married understand how costly weddings can be (think about how much they paid!), so they will appreciate any gift you give.
3. It’s Okay to Say No. Sometimes it just won’t be realistic for you to attend certain weddings. Depending on your finances, it can be hard to keep up with all of the weddings, especially if a wedding is across the country.  So it is okay to say no, just don’t forget to RSVP, and send a note and/or gift in the mail.

Milledgeville State Bank wants you to enjoy all of the happiness of attending a wedding without having to sweat the costs; preparation is key.

Don’t hesitate to give us a call or stop by today!

Milledgeville State Bank

Member FDIC

Equal Housing Lender

Summer vacations are a lot of fun, so don’t let these added costs ruin your trip!

It’s that time of year: summer vacation!  If you’re like most people, you have been planning and mapping out a summer trip since the first snowfall of last winter.  There are a lot of elements that make up planning for a vacation, but have you considered all of the unexpected costs that may arise while on vacation?

Milledgeville State Bank wants you and your family to have a great vacation.  Consider the following costs before you take off to help avoid paying more than you anticipated while on vacation:

Getting around- getting to your destination is one thing, getting around while you’re there is another. Depending on where you are vacationing to, you may be okay with walking from place to place.  However, looking up the local transportation system may be helpful or even setting up a rental car for when you land in the airport.

Activities and events – so your destination city’s annual jazz festival is this weekend and you just happen to be a jazz aficionado? Plan a little extra into your budget for these last-minute activities.

Tipping and gratuities- working with a lot of service people during your trip, opportunities to tip are plentiful, so be sure to factor this in when thinking about how much cash you need.

Food and drink- unless you are headed to an all-inclusive resort, your food will have be planned and purchased for each meal.  It may be a good idea to always have snacks around for those moments of immediate hunger!

Internet- You may think you have gotten a good deal on a hotel room, but it might not include Internet costs.  If you are not prepared to go without the internet, you may have to pay an extra daily or weekly fee to access your hotel’s Internet.

Emergencies- whether your emergency is a loss of a debit card or an unexpected trip to the hospital, it is important to consider back up options and “plan B’s” in case of various emergencies.

We hope that these tips have helped you further prepared for you exciting summer vacation!  Wherever you go this summer, we hope you and your family have a wonderful trip!

Milledgeville State Bank

Member FDIC, Equal Housing Lender